Business & Commerce:

Question: How can I recover an outstanding debt or unpaid invoice from a customer in Ontario?

Answer: Access Ontario Legal Services provides paralegal services in Ontario to help individuals and businesses pursue unpaid accounts, overdue loans, and other outstanding debts by documenting the claim, sending a formal demand letter, and, when appropriate, starting a Small Claims Court action and taking post-judgment steps to enforce payment.   Timelines and limitation periods can affect your options, so it’s important to act promptly and keep clear records of the agreement, invoices, payments, and communications.

Outstanding Debts, Overdue Loans, Unpaid Accounts, etc.

When you are owed money, whether you are a individual person or a business, there are several legal avenues that you may explore to recover the funds due. Initially, direct negotiation is often the preferred method as such offers a chance for an amicable resolution without legal involvement; however, if this approach fails to yield the desired results, it may become necessary to engage the services of a legal professional. An experienced legal professional can assist in drafting and sending formal letters warning of pending litigation which serve as a stern reminder of financial obligations and imminent legal action.

In certain circumstances, Access Ontario Legal Services may work with a collection recovery business as registered with the Collection and Debt Settlement Act, R.S.O. 1990, c. C.14, as well as other debt collection services including private investigators and licensed bailiffs.