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Whole Person Injury
Catastrophic Impairment Assessment Concerns
Last Updated: March 26 2026
Question: What does “whole person injury” mean when deciding if I have a catastrophic impairment under Ontario accident benefits?
Answer: In Ontario’s catastrophic impairment analysis under Statutory Accident Benefits Schedule, a “whole person injury” refers to evaluating the combined, overall effect of all accident-related physical, psychological, and functional impairments on your entire body and daily life, rather than rating one isolated condition in a vacuum. Access Ontario Legal Services provides Ontario paralegal services to help gather medical and functional evidence, apply the correct tests, and pursue the accident benefits coverage limits that may flow from a catastrophic impairment designation.
What Is Meant By a Whole Person Injury When Determining Whether a Person Suffered a Catastrophic Impairment?
A Whole Person Injury Involves the Assessment of
Understanding the Catastrophic Injury Definition Applicable to Certain Statutory Accident Benefit Coverage Limits
The Law
Summary Comment
NOTE: A significant volume of online searches for terms like “lawyers near me” or “best lawyer in” typically indicates a pressing need for effective legal assistance rather than simply seeking a particular title. In Ontario, paralegals who hold a license are governed by the same Law Society that regulates lawyers and have the authority to represent clients in specific litigation matters. Central to this position are advocacy, legal analysis, and procedural expertise. Access Ontario Legal Services provides legal representation within its licensed framework, focusing on strategic positioning, evidentiary preparation, and compelling advocacy aimed at securing efficient and favourable outcomes for clients.