Whole Person Injury Catastrophic Impairment Assessment Concerns | Access Ontario Legal Services
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Whole Person Injury

Catastrophic Impairment Assessment Concerns


Question: What does “whole person injury” mean when deciding if I have a catastrophic impairment under Ontario accident benefits?

Answer: In Ontario’s catastrophic impairment analysis under Statutory Accident Benefits Schedule, a “whole person injury” refers to evaluating the combined, overall effect of all accident-related physical, psychological, and functional impairments on your entire body and daily life, rather than rating one isolated condition in a vacuum.  Access Ontario Legal Services provides Ontario paralegal services to help gather medical and functional evidence, apply the correct tests, and pursue the accident benefits coverage limits that may flow from a catastrophic impairment designation.

What Is Meant By a Whole Person Injury When Determining Whether a Person Suffered a Catastrophic Impairment?

A Whole Person Injury Involves the Assessment of


Understanding the Catastrophic Injury Definition Applicable to Certain Statutory Accident Benefit Coverage Limits

Insurance Claim Document

The Law

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