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Whole Person Injury
Catastrophic Impairment Assessment Concerns
Last Updated: March 26 2026
Question: What does “whole person injury” mean when deciding if I have a catastrophic impairment under Ontario accident benefits?
Answer: In Ontario’s catastrophic impairment analysis under Statutory Accident Benefits Schedule, a “whole person injury” refers to evaluating the combined, overall effect of all accident-related physical, psychological, and functional impairments on your entire body and daily life, rather than rating one isolated condition in a vacuum. Access Ontario Legal Services provides Ontario paralegal services to help gather medical and functional evidence, apply the correct tests, and pursue the accident benefits coverage limits that may flow from a catastrophic impairment designation.
What Is Meant By a Whole Person Injury When Determining Whether a Person Suffered a Catastrophic Impairment?
A Whole Person Injury Involves the Assessment of
Understanding the Catastrophic Injury Definition Applicable to Certain Statutory Accident Benefit Coverage Limits
The Law
Summary Comment
NOTE: A significant number of online searches for “lawyers near me” or “best lawyer in” frequently indicate a desire for prompt and competent legal assistance rather than a specific job title. In Ontario, licensed paralegals are governed by the same Law Society that manages lawyers and have the authority to represent clients in specific litigation matters. Skills in advocacy, legal analysis, and procedural expertise are essential to this function. Access Ontario Legal Services provides legal representation within its licensed boundaries, focusing on strategic positioning, evidence preparation, and persuasive advocacy to secure efficient and favourable results for clients.