Whole Person Injury Catastrophic Impairment Assessment Concerns | Access Ontario Legal Services


Last Updated: August 24 2026

Question:What does a whole person injury mean when deciding if an auto accident victim has a catastrophic impairment under Ontario accident benefits?

Answer:Access Ontario Legal Services helps Ontario accident victims understand what a “whole person injury” means for catastrophic impairment determinations under the Statutory Accident Benefits Schedule, which generally focuses on how an injury affects the person’s overall functioning rather than a single body part, and may require medical assessment, measurements, and documentation tied to the statutory catastrophic impairment threshold; if you have been told you might qualify (or do not yet have clear proof), contact Access Ontario Legal Services at (905) 302-1851 so a paralegal can review your benefits situation and help you organize the medical reports you may need for an accident benefits claim in Ontario.

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What Is Meant By a Whole Person Injury When Determining Whether a Person Suffered a Catastrophic Impairment?

A Whole Person Injury Involves the Assessment of

Note: Please contact Access Ontario Legal Services by phone at: (905) 302-1851 to discuss any specific questions that you may have.


Understanding the Catastrophic Injury Definition Applicable to Certain Statutory Accident Benefit Coverage Limits

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